When it comes to protecting your home, it’s not just about safeguarding against structural damage or theft—it’s just as much about feeling secure in where you live. If disaster strikes, your focus should be on reclaiming your sense of stability. Our House Restoration will work on your behalf with your insurance company to file your claim and get your home repaired.
It is always a good practice to call your agent and ask him to help you understand your policy, coverages and exclusions, time limits to report a claim; simple procedures, such as installations of smoke alarms can help you reduce your premium.
What should I do if I have a loss in my house?
Keep good and enough records: this is the first thing you should be doing. Take pictures -the more pictures you take, the better- Document everything that occurs during the loss.
Call your insurer and file the claim: don’t wait until the problem get worse. If you wait too long you may not be eligible for benefits.
Remember: The claims history for your property is also what determines your rates and premium.
Below there is link to several insurance companies to help you get a “quick start” to filing your claim.